Pay virtually any business expense with your existing credit card

Pay any business expense with your existing Visa commercial card

Improve your cash flow and earn card points and rewards - even when your recipient only accepts bank transfer

Even when your recipient only accepts bank transfer. 

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What expenses can I pay with ipaymy?

Thousands of businesses use ipaymy to pay

Rent or security deposit 

Insurance

Employee salaries

Renovation and contractors

Bonus, commission or reimbursements 

Utility bills

Invoice for goods and services

Taxes 

Consulting fees

Car loan

Special rates for Visa commercial cards

New ipaymy users 

Use promo code* 

VISAIP165

to enjoy 30% off your first payment 

*Terms and conditions apply

Existing ipaymy users

Use promo code*

VISAIP184

to enjoy 20% off your next payment

*Terms and conditions apply

How it works

Pay virtually any business expense with your existing Visa commercial credit card

1. Provide payment details

Tell us who you want to pay and how much. They don't need an ipaymy account. 

2. Your recipient is paid

Choose when you want your recipient to be paid. You will be charged a small fee and recipient receives the funds via bank transfer.

3. Enjoy card points and rewards

Earn guaranteed points on your existing credit card from these payments you make on ipaymy.

Trusted and used by thousands of businesses across Singapore, Malaysia, Hong Kong and Australia

ipaymy is a payment platform built for small businesses. We provide a personalised experience for each business.

Why use ipaymy

Simply sign up and start using your existing credit card to pay and enjoy these benefits

Free up cash flow

Pay with credit card. Use your cash for expansion purposes instead. 

Guaranteed reward points

Unlike other services, we guarantee you will earn card points on transaction made through ipaymy, or the ipaymy fee is on us!

Split payments

Split payments across multiple credit cards to optimise rewards and manage your balances. 

Pay per use

We charge an industry low transaction fee only when you make a payment. No subscriptions or contracts. 

Save time with auto payments 

Reduce your monthly admin work and never miss a due date when you schedule your recurring payments to automatically be paid. 

Superior support

Dedicated account manager and live chat support with real people.

Why not use our free customer invoicing software too?

Send unlimited invoices for free with Fetch.

Choose to accept payments via bank transfer or credit card from your customers within minutes. They don't need an ipaymy account. 

Provide your customers flexible payment methods with installment plan options, discounts and more. 

Allow our AI to optimise your customer’s monthly payment activity and chase payments for you.

FAQ

Does ipaymy provide credit cards? 

No ipaymy is a payment service platform thats allows you to pay virtually any type of expense with your existing credit card(s).

Does my recipient need an ipaymy account? 

No your recipient does not need an ipaymy account. 

How and when will my recipient receive the payment? 

Your recipient will receive the payment via bank transfer from us in as fast as 1 business day.  

*Terms and conditions

1. New ipaymy users can enjoy 1.65% fee per transaction only with promo code VISAIP165 when using their Visa commercial card. 

2. Existing ipaymy users can enjoy 1.84% fee per transaction only with promo code VISAIP184 when using their Visa commercial card. 

3. Both offers are valid for ipaymy business account users. 

4. Both offers are valid in Singapore and Malaysia for locally issued cards. 

5. Both offers are valid for a one-time payment or recurring payment.

6. Both offers are valid for one usage per user.

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ipaymy is a secure platform. All of our payments are made using industry leading encryption over PCI compliant networks to ensure your privacy is protected.

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